Holiday Shopping Scams: What to Watch for Before Black Friday
Some of the biggest holiday shopping scams involve fake websites, fraudulent social media ads, phishing messages and sellers demanding unusual forms of payment. Before making a purchase, slow down, verify the seller and be especially cautious of deals that seem too good to be true.
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How Much House Can I Really Afford?
The answer isn't simply the maximum mortgage amount you may qualify to borrow. A comfortable homebuying budget considers your income, existing debt, down payment, mortgage rate, property taxes, insurance, maintenance, utilities, emergency savings and other financial goals. Here's how to find a home price that fits your financial life, not just your mortgage application.
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Fall Insurance Checkup: 7 Things to Review Before the Year Ends
Insurance needs can change as your life changes. A new vehicle, home renovation, growing family, career change, or other major milestone could mean the coverage you selected a year or two ago no longer fits your needs. A simple fall insurance checkup can help you spot potential gaps, understand what you're paying for, and head into the new year with greater confidence.
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